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Auto financing and credit in Montreal | Desjardins Acura

The Offer that Suits You is at Acura

As a dealership that goes beyond customer needs, Acura offers the best financing and leasing deals. We help you choose the offer that suits you, your lifestyle, and your budget. That's what we provide at Acura. We work tirelessly every day to find the ideal financing and leasing plan, then help you select the one that best fits your situation.

Benefits of Financing

  • The vehicle is yours
  • More advantageous in the long term
  • You can modify the vehicle as you wish
  • No mileage restrictions

Benefits of Leasing

  • Generally more affordable monthly payments
  • You don't have to deal with depreciation
  • More advantageous if you frequently change vehicles
  • More beneficial for business owners

Why Avoid Buying Out Your Car Lease

At the end of your lease contract, you have several options. While a lease buyout might seem appealing, it isn't always the most logical or economical choice. Opting for a new lease also has its set of advantages and provides significant flexibility. Here are four reasons not to buy out your car lease this year.

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Stay Protected with a New Warranty

When you choose a new lease, you give yourself the gift of peace of mind. Every new vehicle comes with warranty coverage, allowing you to hit the road with confidence. Notably, in the event of an accident leading to a total loss of the car, gap insurance covers all costs, and your monthly payments end. Phew!

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Adapt to Your Changing Reality

Moving, a new job, changes in your personal life... Life's ups and downs often lead us to unforeseen circumstances. If you are going through a transitional period or starting a new adventure, considering a new vehicle lease is essential. For both financial and practical reasons, it's crucial to be equipped according to your lifestyle. Opting for a newer vehicle that fits your unique situation can, for example, save on fuel and provide optimal space for all passengers. Why not make a green shift by adopting Acura's first all-electric SUV, the ZDX? These are just a few of the many advantages a new lease holds.

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Enhance Your Driving Experience with Cutting-Edge Technology

Technological advancements progress very quickly in the automotive industry. By buying out your lease, you miss out on the latest features and innovations, especially in safety. When you lease a newer model, like the spacious RDX A-Spec or the bold 2024 Integra, you benefit from all these cutting-edge features. Whether it's a connected, user-friendly dashboard or state-of-the-art safety features, these new functionalities will enhance your journeys for sure. Travel with pleasure, comfort, and peace of mind, both for the driver and the passengers!

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Make a Sensible Economic Choice

When you lease a new vehicle, your payments remain similar to those of a buyout while you enjoy all the presented benefits. You take advantage of attractive offers and flexible payment terms, tailored to your needs and preferences. Additionally, at the end of your contract, you retain the flexibility that leasing affords. All options are open, allowing you once again to make a choice suited to your changing needs.

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Whether You Buy a New or Used Vehicle, There's More than the Purchase Price to Consider

CAA's car cost calculator helps you better understand all the costs associated with owning a vehicle. The calculator also allows you to compare hybrid, electric, and gasoline vehicles.

Calculate Usage Cost

Don't limit yourself with a lease buyout: rely on our human expertise and opt for the freedom of choice with a new lease. You'll hit the road with a vehicle covered by a new warranty and travel more safely and comfortably than ever. Plus, your wallet will thank you!


Applying for a car loan at Desjardins Acura is very simple. All you have to do is fill out the auto finance application form on this page and the (optional) comprehensive auto loan form that follows for even faster approval. Once your request has been received, you will be approved within 20 minutes in most cases, during our business hours. At Desjardins Acura, we offer you an ultra personalized credit approval service. Your car loan is waiting for you! For super-fast service, you can also apply for car credit by phone at 514 362-2872.

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